DR. CHARU KHAN; DR. K. DEEPIKA. Digital Payment Adoption and Consumer Financial Behavior. International Journal of Management Science and Business Conclave (IJMSABC), [S. l.], v. 1, n. 6, p. 6–11, 2026. Disponível em: https://www.ijmsabc.com/index.php/files/article/view/8. Acesso em: 14 oct. 2026.