[1]
Dr. Satyawathi, “FinTech and UPI: Transforming India’s Digital Payment Ecosystem ”, IJMSABC, vol. 2, no. 4, pp. 37–41, Aug. 2026, Accessed: Oct. 14, 2026. [Online]. Available: https://www.ijmsabc.com/index.php/files/article/view/43