Shivayee Kishor Jadhav. “Cost Benefit Analysis of Digital Vs Physical Learning Courses in Chhatrapati Sambhajinagar”. International Journal of Management Science and Business Conclave (IJMSABC), vol. 1, no. 1, Aug. 2025, pp. 45-54, https://www.ijmsabc.com/index.php/files/article/view/5.